Kiva Microfunds is a 501(c)(3) non-profit organization headquartered in San Francisco, California. Kiva distributes funds that it receives to microfinance institutions, social impact businesses, schools or non-profit organizations and does not generally directly provide funds to specific individuals. These organizations are charged fees by Kiva and borrowers pay interest on most loans.
Kiva is supported by grants, loans, and donations from its users, corporations, and national institutions.
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Nov 6, 2026
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